FOR IMMEDIATE RELEASE

FOR IMMEDIATE RELEASE:
First Southern Bank
Rated 5-Stars for 5 Consecutive Quarters
Waycross, Georgia - March 2025: First Southern Bank, Waycross, GA proudly acknowledges that it has, once again, received a 5-Star Superior rating from BauerFinancial, the Nation’s Premier Bank Rating Firm. A 5-Star Superior rating indicates that First Southern Bank is one of the strongest banks in the nation, excelling in areas of capital, loan quality, profitability and more. This marks the 5th consecutive quarter that First Southern Bank has earned this top rating.
“A lot of things are changing”, reflects Karen L. Dorway, president of BauerFinancial. “Rules and regulations are being retooled, technology is advancing at lightning speed, and it’s easy to feel like you’re getting lost in the fray,” she continues. “People don’t want to feel like that at their bank. When they walk into a branch, they want to feel confident that their deposits are safe, that all rules are being followed, and that their banker understands their specific needs. That’s why it’s so important to have 5-Star rated (Superior) banks, like First Southern Bank, in our communities. We can be confident that they have our hard-earned deposits properly secured.”
First Southern Bank was established in 1907 and has been meeting the specific needs of the people in the communities it serves for 118 years. You can be proud to call First Southern Bank your bank.
Visit fsb-bank.bank.
First Southern Bank: “Community – Team – Relationships!”
Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983, BauerFinancial has relied upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings). BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.
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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114 bauerfinancial.com
About First Southern Bank:
First Southern Bank has been a leading financial services provider for consumers and small businesses since 1907 and offers a full range of banking, lending and investment products. Headquartered in Patterson, Georgia, the Bank has three full-service branches, three ATM locations, three 8:30 a.m. to 4:00 p.m. drive through locations, offers easy-to-use online banking, 24/7 telephone banking and a mobile app for banking on the go. First Southern Bank is a Member FDIC, Equal Housing Lender and Equal Opportunity Employer. Visit www.firstsouthernga.com or call 912-490-1010 for more information.
Forward-Looking Statements
Certain statements in this press release may be “forward-looking statements.” Forward-looking statements are statements that include projections, predictions, expectations or beliefs about future events or results that are not statements of historical fact and that involve significant risks and uncertainties. Although the Bank believes that its expectations with regard to forward-looking statements are based upon reasonable assumptions within the bounds of its existing knowledge of its business and operations, there can be no assurance that actual results will not differ materially from any future results implied by the forward-looking statements. Actual results may be materially different from past or anticipated results because of many factors, some of which may include changes in economic conditions, the interest rate environment, legislative and regulatory requirements, new products, competition, changes in the stock and bond markets and technology. The Bank does not update any forward-looking statements that it may make.